Loan for House Purchase in India – A Smart Step Toward Homeownership

Are you dreaming of owning your own home but worried about arranging funds? A loan for house purchase can help turn your dream into a reality. Whether you're planning to buy a flat, independent house, or a resale property, housing loans are designed to make the home-buying process affordable and stress-free.

With options like Aditya Birla Housing Finance Limited (ABHFL), you get transparent terms, low interest rates, and flexible tenures up to 30 years. ABHFL also offers other supporting options like joint housing loan, micro finance personal loan, and even lease rental discounting loan if you own rental property.

✅ Why Choose a Loan for House Purchase?

  • Finance up to 90% of your property value

  • Repay over 10 to 30 years

  • Interest rates starting from ~8% p.a.*

  • Use for ready-to-move or under-construction properties

  • Balance transfer and top-up loan options available

🧾 Eligibility & Documents (ABHFL)

Who Can Apply?

  • Salaried professionals

  • Self-employed individuals

  • Joint applicants (spouse, parent, etc.)

Documents Needed:

  • PAN, Aadhaar, Passport

  • Income Proof (salary slips, ITR, bank statement)

  • Property documents (agreement, chain of ownership)

💡 Pro Tip: Increase Eligibility

Apply jointly with your spouse or parent. A joint housing loan boosts your loan amount and gives tax benefits to both borrowers.

🏠 Related Loan Products You Can Combine

🔹 Micro Finance Personal Loan – Small loan for home setup, deposit, or repairs
🔹 Lease Rental Discounting Loan – Use your rental income to fund the purchase
🔹 Housing Loan Scheme in India – PMAY, plot + construction, and top-up loans for all categories

📍 How to Apply?

  1. Visit homefinance.adityabirlacapital.com

  2. Check your loan eligibility instantly

  3. Submit documents and get approved quickly

  4. Receive loan disbursement directly into seller’s account

❓ FAQs

Q. How much home loan can I get on ₹50,000 salary?
Approx. ₹20–30 lakh, depending on liabilities and credit score.

Q. Is it possible to prepay or foreclose my loan?
Yes, ABHFL offers flexible prepayment and foreclosure options with minimal charges.

Q. What’s better – fixed or floating rate?
Floating rates are better in the long run, especially when interest rates are expected to fall.

🔚 Conclusion

A loan for house purchase isn’t just a financial product—it’s a gateway to building a secure future. With ABHFL’s customer-first approach and tailored housing loan schemes, you can step confidently into your dream home.

👉 Visit homefinance.adityabirlacapital.com and apply now!

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